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Tracers Information Specialists, Inc. (Tracers) is not a "Consumer Reporting Agency" as defined in the Fair Credit Reporting Act, and its services do not constitute a "Consumer Report" as defined in the FCRA. Accordingly, the services may not be used as a factor in determining eligibility for credit, insurance, employment, or another purpose in which a consumer report may be used under the FCRA, nor can data be included, in whole or in part, in any consumer report.